The Manchester Zippered Padfolio with FSC® Mix Paper is made from pebble grain UltraHyde materials and has a zippered closure to protect your belongings. It includes a built-in solar calculator, multiple file pockets, and an accordion-style business card file. Additional features of this thoughtfully designed padfolio include an elastic pen loop, a front document pocket, and a card holder that conveniently doubles as a USB holder for flash memory devices. It even includes a refillable 11.0" H x 8.5" W FSC® Mix writing pad, with paper refills available to order separately (9091-01). Pen not included. WFG Logo embossed on front cover.